Priority Insurance urges homeowners to review coverage before summer travel

Priority Insurance is urging homeowners to check their policies before summer trips, warning that vacant homes, travel theft and high-value items can leave families exposed. The Greenville, South Carolina insurer says summer is a key time to confirm coverage, document valuables and consider added protection like umbrella insurance. Why it matters: - Summer travel can leave homes, valuables and travel belongings more exposed to theft, water damage and fire damage. - A policy review can help homeowners confirm that expensive items and empty homes are covered before problems happen. What happened: - Priority Insurance, headquartered in Greenville, South Carolina, is urging homeowners to review their homeowner’s insurance ahead of summer travel. - The company says the start of summer is a good time to check coverage levels and make sure policies match current family needs. - Priority Insurance says homeowners should also consider additional products such as umbrella insurance to fill gaps in traditional coverage. The details: - Summer travel often means homes sit empty for days or weeks, which can increase the risk of burglary. - Priority Insurance says families should review their policies with their insurance agents to confirm that items inside the home are protected. - High-value belongings such as jewelry, musical instruments and artwork may need extra coverage to be insured for full value. - Homeowners should photograph high-value items so they are documented if theft or damage occurs. - Vacant homes face added risk from plumbing failures and other emergencies that may go unnoticed and cause major damage. - Families should follow their insurance agents’ recommendations for preparing a home for vacancy. - Travelers can also lose insured belongings on the road, including items left behind at hotels, stolen from unattended vehicles or otherwise lost during a trip. - Priority Insurance assists clients with homeowner’s, auto and commercial insurance, along with coverage for boats, motorcycles and RVs. - The company serves the Upstate region from Greenville and can be reached through its website . - Priority Insurance also maintains social accounts on LinkedIn , Facebook , YouTube and X . Between the lines: - The message is as much about documentation as coverage, since insurers often need proof of what was owned and what value it had. - Summer creates a cluster of risks at once: empty homes, distracted travel and higher odds that loss will go unnoticed for longer. What’s next: - Homeowners are being encouraged to contact their agents before summer trips to verify coverage and update their policies if needed. - Families may also review whether additional protection is appropriate for valuables, travel-related losses or broader liability gaps. The bottom line: - Summer travel is a good trigger to check whether a homeowner’s policy still matches the family’s real-world risks.